Save My Bacon is a technology-based company that uses software automation, smart design and exceptional personal service to restore trust in the lending industry and to help responsible borrowers take control of their finances.
Our fair assessment process evaluates your unique financial situation and we look at more than just your credit score. This helps us build a better picture of your full financial profile so we can offer you a fixed-rate personal loan.
We have built a secure and personalised online application process that takes just a few minutes to complete.
Sign your contract online and, once we have assessed your application, you will be provided with a loan decision. If we approve your loan on any business day, we will make the payment to your bank on the same day.
Our expert customer happiness specialists will personally handle any service questions or issues for the life of your loan, so please don’t hesitate to ask.
APPLICATION (10 minutes)
Enter your details, read your loan documents and sign them online. Easy! And you have 7 days* to cancel.
We use exceptional service and technology to provide a streamlined online application that takes into account much more than just your credit score.
*Seven business days to cancel if disclosure documents were sent by electronic means. Nine business days if documents were mailed. For Mini and KickStart loans, a $50 establishment fee still applies, along with any reasonable expenses and interest from the day the advance was received until the day the advance is repaid, as per the agreement.
ANALYSIS AND ASSESSMENT
As soon as all of the information is available, we will evaluate your application and you will receive a loan-application decision.
Behind the scenes, we carry out a comprehensive affordability assessment of your financial profile and look beyond your credit score. In this way, we are better placed to understand you as an individual.
Our fully robust assessment process determines your suitability for, and the affordability of, a Save My Bacon loan.
APPROVAL
We offer loans to financially responsible, employed Kiwis. Once your application has been approved, we will let you know via text and email.
YOUR FUNDS (same day)
Once your loan has been approved, we will make a payment to your bank on the same day.
OUR CUSTOMER PROMISES
We promise:
to at all times keep you fully updated as to the progress of your loan application. Right from the start, you will receive texts to update you on your application and, on approval, you will also get an email outlining the details of your loan;
to request additional information as soon as we need it, so we can proceed with your application. We will give you a call to get it sorted as quickly as possible, but, if you can’t answer, we will follow up at a more convenient time and update you by text message and email; and
that we will make the payment to your bank on the same business day that your loan is approved.
Our loans are designed to allow you to take control of your finances. We are currently offering personal loans between $200 and $3,000, with a repayment period from 2 days up to 14 months. Coming soon is a larger personal loan, which is from $5,000 to $20,000, with 36 months to repay.
We are transparent about our approval criteria, and we encourage you to review the main approval factors here before you submit your application.
Comprehensive credit reporting allows Save My Bacon to report periodically on a borrower’s repayment history. So, yes, if you make your Save My Bacon loan repayments on time we will report positive repayment history, which in turn will improve your credit score. Likewise, however, please note that any adverse repayment history can potentially impact your credit score negatively.
If we have all the information required to make a responsible credit assessment, you will have a decision on the same day you apply, depending on the time the application is received.
Once your loan has been approved we will make a payment to your bank on the same day.
Please ensure you keep your password secure at all times. Refer to our terms of use and disclaimer so that you understand your security responsibilities.
Please ensure you keep your password secure at all times. Refer to our terms of use and disclaimer so that you understand your security responsibilities.
No sweat, an email link has been sent to if it exists in our database. Simply click on the link to open the password reset popup and enter your new password details.
Please ensure you keep your password secure at all times. Refer to our terms of use and disclaimer so that you understand your security responsibilities.
Your new password has been reset successfully. You can now access your account again.
