Login
Save My Bacon
Call
  • GET A LOAN
  • DO I QUALIFY
  • WHY CHOOSE US
  • HELP

Can payday loans take your tax return?

Can a payday lender approach your government’s tax department to reclaim any money due from your tax return? No

Can the balance be added to any tax due on your tax return? No

Government tax is a completely separate entity to retail or commercial debt. They have no relationship whatsoever, and obligatory payments for tax are not the same as obligatory payments for commercial debt. They are not even closely related and no lender has the right to chase the recovery of any payments from your tax or tax return.

However, where they can’t approach your tax return, or claim directly from any applicable rebate, they are still ultimately due repayment. If a rebate is granted, the tax office will usually issue a cheque for the balance overpaid. As soon as you cash this, it is no longer a rebate, it is available capital in your account. This is money that a lender can approach you for with regards repayment and they would be considered available funds legally. The curtain of protection under the banner of ‘tax rebate’ or ‘return’ is only valid until such time as any funds have been paid directly to you.

So, while a lender cannot approach the tax office directly to divert any such refund, they can still approach you for payment once any such funds have been paid to you and cashed by you.

Are you looking for a Short Term Loan from a trustworthy provider?

Save My Bacon provide fast and reliable short term loans that you can trust. You can apply for our loans on the calculator below.

Why not see what we do and review the following links if you would like to find out more about us and  how our service works.

Related questions to this one: Can a payday loan company suspend your license?

* Subject to Save My Bacon Ltd's right to request required information via fax, scanner or other paper means.

Your Save My Bacon loan is a financial commitment. We will assist you with assessing your financial position but please ensure You are in a position to afford Your repayments now and in the future. All loan applications are subject to responsible lending inquiries.

Dispute Resolution Icon
Dispute Resolution
Financial Dispute Resolution
Site Secure Icon
Site Secure
Keep your information private
with SSL Protection
100 Percent Kiwi Icon
100% Kiwi
NZ owned and operated business

Get social and join over 34,000 folks
who Heart icon us on Facebook & Instagram today


Facebook Social Icon Instagram Icon

Give us a call now.

0800 27 28 36

Weekdays 8.30am - 5pm

Email Anytime.

Products

  • Flex Loan

Support

  • New Regulations Info
  • Important Borrower Info
  • Help
  • Contact Us
  • Blog

Company

  • About Us
  • Our Values
  • Media
  • Careers
  • Public Notices

Legal

  • Privacy and Security
  • Terms of Use
  • Responsible Lending
  • Interest and Fees
  • Direct Debit Form
  • Flex Loan Agreement

Sign up to our newsletter

for all things bacon, our latest news, and exclusive promos

Your data is important to us, read our Privacy Policy here

SaveMyBacon

Registered Financial Service Provider | FSP41567 Save My Bacon Limited.
© Save My Bacon

Account Sign In

Please ensure you keep your password secure at all times. Refer to our terms of use and disclaimer so that you understand your security responsibilities.

Forgot Your Password?

Please ensure you keep your password secure at all times. Refer to our terms of use and disclaimer so that you understand your security responsibilities.

Oops! Forgot your password?

No sweat, an email link has been sent to if it exists in our database. Simply click on the link to open the password reset popup and enter your new password details.

Save My Bacon logo
Reset Your Password

Please ensure you keep your password secure at all times. Refer to our terms of use and disclaimer so that you understand your security responsibilities.

Great stuff!

Your new password has been reset successfully. You can now access your account again.

Go to my account
  • Back
  • Home
  • Login
  • Get a loan
  • Do I Qualify
  • Why choose us
  • Help
  • About Us
  • Our Values
  • Media
  • Important Borrower Info
  • Careers
  • Contact Us