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Flex

Power up
your finances

Flex

Power up
your finances

We're proud to be a safe place for Kiwis to borrow money online. We're here to guide you to solutions that meet your needs, but which never go beyond your means.

New regulations have been introduced on the 1st of Dec by the NZ government. ⁠You may wonder what that means for you. In a nutshell, we’re asking some additional questions and you may need to provide some additional info. ⁠ ⁠

Because of this its taking us longer to get to each loan application. Please bear with us and allow us more time as we get to your application.

YOU WILL ALWAYS KNOW WHAT YOU PAY - NO EARLY REPAYMENT FEES

YOU WILL ALWAYS KNOW WHAT YOU PAY - NO EARLY REPAYMENT FEES

Calculate your flex loan

How often are you paid?

WEEKLY

    FORTNIGHTLY

MONTHLY

$0

$2,000

Next payday?

Promo code?

How much do you need?

$3,000

$5,000

How much time do you need
to pay your loan back?

Ok. That's fortnightly
payments of .

Total Loan

Establishment Fee $125.00

Total Interest

Total Monthly Account Fees

Total Amount Paid

Apply in approx 9 minutes.

All loan applications are subject to responsible lending inquiries.

Talk to someone

Talk to someone
who cares

We're proud of the innovative technology we've built around our service but we never want this to get in the way of a simple conversation. With over 10 years experience we understand our customers needs and always put them first. Give us a call when you need a friendly human 0800 27 28 36.
Not all lenders are created equal

Lighting the way to
brighter borrowing

Borrow today and build a brighter tomorrow. Our partnership with kiwi credit-bureau Equifax means that your repayments can improve your credit score! We'll create an individual, affordable repayment schedule for you and we'll work together to positively improve your score.

Rated 5* excellent on Trustpilot

Trustpilot

Flex loan frequently asked questions

Important Flex Loan considerations
  • You should never borrow more than you can comfortably afford to pay back on your scheduled repayment date(s);
  • We always conduct a credit check for new applicants – before we make a decision we will always perform our own credit bureau enquiry and assess your credit file. The information held on your file will be used in conjunction with our affordability assessment to ascertain your future creditworthiness and capacity to make your loan repayments. Sometimes in assessing your file and future creditworthiness we will have to say no to your application. In these circumstances you will be contacted and informed as to our decision and the reason for cancellation of your application.
What is the Annual Interest Rate (AIR) for the Flex loan?

The Annual Interest Rate for the Mini loan is 49.95%

What is the minimum / maximum loan term for a Flex loan?

The minimum term for our Flex loan is 12 months..

The maximum term for our Flex loan is 36 months.

My loan has been approved. When will I receive my funds?

We know your loan is important to you, so we work hard to get it to you quickly. If your loan is approved on a business day, we will make payment to your bank on the same day. The exact time that funds will become available to you will depend on your bank.

Save My Bacon will keep you updated on the status of your application by email and text, and you can also call our customer happiness specialists on 0800 27 28 36 to discuss the status of your application.

All loan applications are subject to responsible lending inquiries.

Can I repay my loan early ?

Absolutely. If you repay early and in full you will save on interest and repay the loan faster.

You may request an early repayment at any time without penalty.

Please call the repayment solution specialists before making an extra payment so we can provide you with the exact balance to pay and adjust your repayment schedule if necessary.

Click here for more information on repaying your loan.

What happens if I can't make my repayment?

We understand that sometimes you can struggle financially. But, although it can be tempting to just ignore the situation and hope things will improve for the better, if you feel things might get out of control or if your individual situation has changed, it's time to ask us for help.

We want to ensure you have the best borrowing experience possible and we have a number of options available to keep you on track. We encourage you to contact us if you can’t make a payment – we can talk to you about your options and adjust your repayments.

Our repayment solution specialists are here to help – give them a call on 0800 27 28 36 or send an email to arrears@savemybacon.co.nz. 

Click here for more information on repaying your loan.

Click here for more information on financial hardship.

Your Save My Bacon loan is a financial commitment. We will assist you with assessing your financial position but please ensure You are in a position to afford Your repayments now and in the future. All loan applications are subject to responsible lending inquiries.

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