$1,000 to
$5,000

We're proud to be a safe place for Kiwis to borrow money online. We're here to guide you to solutions that meet your needs, but which never go beyond your means.

Calculate your flex loan

How often are you paid?

WEEKLY

    FORTNIGHTLY

MONTHLY

$0

$2,000

Next payday?

Promo code?

How much do you need?

$3,000

$5,000

How much time do you need
to pay your loan back?

Ok. That's fortnightly
payments of .

Total Loan

Establishment Fee $95.00

Total Interest

Total Monthly Account Fees

Total Amount Paid

Existing customer login

Apply in approx 9 minutes and you could have cash in your bank within 24 hours
(1 business day).

Personal Details

Title *

Date of birth *

Address & Living Details

To enter your address so it is correct, simply start by entering your street number and name of your street, then choose the option that matches your current address - Google Places Autocomplete will do the rest. If you can not find your address simply click in the menu.

Alternate Contact

This is someone living in New Zealand, at a different address to you, that you nominate to be your contact person if we can't get hold of you. This person is not responsible for paying back your loan.

Postal Address Details

To enter your address so it is correct, simply start by entering your street number and name of your street, then choose the option that matches your current address - Google Places Autocomplete will do the rest. If you can not find your address simply click in the menu.

Employment Details

Your employment start date *

Bank Details

Account number *

Identification Details

Under New Zealand Law the Government requires us to collect identification from all of our customers. Please choose one of the following forms of identification and give the details that are applicable to the type provided.

To help us quickly verify who you are, please ensure the details you have entered above match what is on your ID.

Identification type *

Issued on *

Expires on *

You've selected 'Other'. Please upload a photo of your ID documents making sure your name and date of birth are clearly visible. If you are unsure of what documents to provide, please give us a call on 0800 27 28 36.

Mobile Verification

We may need to get in contact with you during the loan processing stage. Please enter your mobile phone number and click "send" to receive your verification code. Your unique code will be sent to your mobile phone to verify the number is correct.

The Purpose of Your Loan?

Please Note: For Short Term Loan purposes such as Payment of Debt or Utility Bills you maybe able to work out a more suitable payment schedule with your current lender or service provider which could save you money.

Loan Summary & Direct Debit Instructions

Loan Amount
Total Interest
Establishment Fee $95.00
Total Monthly Account Fees
Interest rate
Loan term
Repayment Schedule x
Total Repayment Amount
  • The loan information is a summary only.
  • Refer to the loan agreement for our full terms & conditions.
  • Repay this loan early at no extra cost & save interest.
  • Loan Default Fee is $30.00

Privacy Policy
Terms & Conditions of the Direct Debit facility

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or Call us on 0800 27 28 36 and we can help you.