Same Day Payment Guarantee.

Superfast Cash Transfer

Save My Bacon guarantees to make payment to your bank on the same day you are approved your short-term loan - you could have the cash in your account in as little as 60 minutes from approval!

When we say fast cash now – we mean it! We realise that unexpected short-term money needs are urgent and that you want the cash pronto.

Estimated time of arrival of your cash advance (ETA)

Save My Bacon has sophisticated technology to get your loan from Applied to Approved to PAID! We will transfer the money to your designated bank on the same day of you receiving formal loan approval. All loan approvals need to be carried out before 5pm on a Save My Bacon business day - so make sure you get your application and supporting information to us quick smart for your cash now.

Different banks can take different lengths of time to show the cash in your account - so you might not always be able to see the cash there straight away. But we can promise that the payment has been made and the instructions have been sent to your bank to credit your account.

What can you expect?

Once you have finished your online application and signed your loan documents, you will be sent an SMS to confirm that we have received your application. Your loan will then be assigned to an individual loan processor who is then required to verify the key details of your application.

The loan processor will notify you immediately by telephone and/or SMS if further verification is necessary and will let you know if we need anything else from you.

Once your loan is approved, our bank will transfer the funds to your bank within 60 minutes of approval..

If you feel we’ve not followed through on our guarantee, please send an email to and we'll investigate and get back to you asap during our business hours. If your bank is on our Super Fast Cash Transfer list and we identify a delay with instructing payment at our end, we'll reduce your loan repayment by $10!

Please note we can only guarantee to transfer funds to the bank account you nominated in the Loan Documents and we will only discount a maximum of $10 per live loan period.

How is the payment made?

Save My Bacon transfer the cash to your bank within an hour of approval via direct credit. This means our bank sends the instruction to your bank within 60 minutes of receiving our request.

Most banks process their files hourly – check out your banks website to see when they process their files.

The main banks we deal with are:

  • ASB
  • ANZ National
  • BNZ
  • Westpac
  • TSB
  • Kiwibank
  • HSBC

If you are not a customer of any of the above financial institutions the money should still appear in your account on the same date but may take longer than 60 mins post approval - If the money is not in your bank account within 2 hours after approval, you should contact your bank. They should be able to tell you when the funds will become available.

Business days and business hours

Payments can only be made between the hours of 9.15am and 5pm on a business day. Business days are from Monday to Friday (not including public holidays).

Standard limitations

The Superfast Cash Transfer doesn’t cover technological happenings outside of our control, such as your ISP going down. This means Save My Bacon makes no representations or warranties regarding the performance or functionality of Internet Service Providers, any third party software that may be used in connection with, or your PC.