$1,000
to $3,000

This is our medium-range loan. Consolidate your debts, repair that broken thing or start something new. No fees here and the interest rate depends on how long you borrow. Calculate your loan below ...

Calculate your kickstart loan

How often are you paid?

WEEKLY

    FORTNIGHTLY

MONTHLY

$0

$2,000

When is your next payday?

How much do you need?

$1,000

$3,000

How much time do you need
to pay your loan back?

3 Months

6 Months

Ok. That's fortnightly
repayments of .

Total Loan

Establishment Fee $0

Total Interest

Total Amount Paid

Apply in approx 15 minutes and you could have cash in your bank within 24 hours.

Talk to someone
 

We're proud of the innovative technology we've built around our service but we never want this to get in the way of a simple conversation.
Give us a call when you need a friendly human 0800 27 28 36.

Not all lenders
are created equal

Our quest to be absolutely upfront and transparent is not shared by every business so please do be careful out there.
Borrowing money needn’t be a gamble. Read a little more about us.

KickStart loan frequently asked questions

Important KickStart loan (short to medium-term loan) considerations
  • Your Save My Bacon KickStart loan is a financial commitment. Please check you are in a position to afford your repayments now and in the future. This loan is a short to medium-term loan, therefore the cost of your loan will be higher than the cost of a longer-term loan.
  • If you are concerned that you are falling into a bad debt situation, then please do not apply for a Save My Bacon KickStart loan, as our loan will only worsen your situation.
  • You should never borrow more than you can comfortably afford to pay back on your scheduled repayment date(s).
  • We always conduct a credit check for new applicants – before we make a decision we will always perform our own credit bureau enquiry and assesses your credit file. The information held on your file will be used in conjunction with our affordability assessment to ascertain your future creditworthiness and capacity to make your loan repayments. Sometimes in assessing your file and future creditworthiness we will have to say no to your application. In these circumstances, you will be informed as to our decision and given the reason for cancellation of your application.
What is the minimum / maximum loan term for a KickStart loan?

The minimum term for our KickStart loan is 3 months.

The maximum term for our KickStart loan is 14 months.

My loan has been approved. When will I receive the funds?

We know your loan is important to you, so we work hard to get it to you quickly. If your loan is approved on a business day, we will make the payment to your bank on the same day. The exact time that funds will become available to you will depend on your bank.

Save My Bacon will keep you updated on the status of your application by email and text, and you can also call our customer happiness specialists on 0800 27 28 36 to discuss the status of your application.

Can I repay my loan early?

Absolutely. If you repay early and in full you will save on interest and repay the loan faster.

You may request an early repayment at any time without penalty.

Please call our repayment solution specialists on 0800 27 28 36 before making an extra payment so we can provide you with the exact balance to pay and adjust your repayment schedule if necessary.

Click here for more information on repaying your loan.

What happens if I can't make my repayment?

We understand that sometimes you can struggle financially. But, although it can be tempting to just ignore the situation and hope things will improve for the better, if you feel things might get out of control or if your individual situation has changed, it’s time to ask us for help.

We want to ensure you have the best borrowing experience possible and we have a number of options available to keep you on track. We encourage you to contact us if you can’t make a payment – we can talk about your options and adjust your repayments.

Our repayment solutions team is here to help – give them a call on 0800 27 28 36 or send us an email to arrears@savemybacon.co.nz.

Click here for more information on repaying your loan.