Quick Online Payday Loans

Frequently Asked Questions

Commonly Asked Questions

How much can I borrow?
How much does a loan cost?
How do I receive my loan?
How do I repay my loan?
Why do I need to contact my employer or payroll officer?
How quickly can I reapply for a loan?
What information does Save My Bacon need from my payroll officer?

Before You Apply

When should I use Save My Bacon?
How do I apply?
What do I need to be pre-approved?
Do I need to fax or scan and email any documents?
Do I need to give a reason for my application?
If I currently have a payday loan with another company can I apply?
Can I apply if I am not in permanent employment?
Can I make an application over the phone?
What are your opening hours?
How do weekends and public holidays affect the service?
What is a promo code and how do I get one?
My partnerhas a loan. Can I get one too?
You are welcome to apply for a loan, but you need to meet the Loan Requirements. You need to use separate bank details, email addresses and mobiles phones. This rule is part of our commitment to responsible lending and helps prevent fraud.
Do I need to be employed?

Yes, you need to be in permanent employment earning over $400 net per week. Save My Bacon is a responsible lender. We only want to lend you cash if you can afford to pay it back quickly and comfortably.

If you have just started in a job, or are just about to, we require you to have been employed for at least one pay cycle before approving a loan for you.

WhenI don’t have a mobile can you email the verification code?
You need to own a mobile phone to complete your application. We can’t email you a verification code for security reasons. We can only send the verification code to your mobile.
What should I do if I don’t receive a verification code?

When mobile networks are extremely busy, your verification code can take up to 60 seconds to arrive, so please be patient. You can request another code by clicking on the resend verification code button if you haven’t received your code after 30 seconds.

If you still don’t receive the code, please ensure your mobile phone is turned on and receiving texts. Please also check you have put the correct mobile number in the application. If you have had a Save My Bacon loan before, you should receive the code automatically to your original mobile number.

If you need to change your mobile phone number or still haven’t received the code, please contact us on 0800 272 836. You will not be able to continue your application without the code as we need to confirm we can contact you on this number.

What Happens After You Apply?

Do I need to be employed?
How long does it take to get approved?
Why have I been declined?
Can I still get a Save My Bacon short-term cash Loan if I have a bad credit history?
What if I'm already in debt?
What personal information does Save My Bacon need?
How do I know what is happening with my application?
Do I need a bank account?
How do I know if you've received my application?

Getting Your Loan

How long will it take to receive my loan?
How do I receive my money?
Why do I need to contact my employer or payroll officer?
What information does Save My Bacon need from my payroll officer?
Does Save My Bacon require a credit check?
How does a "faxless" or "paperless" short-term loan work?
If I am a returning customer, do you need to contact my employer/payroll officer again?
I've had and repaid a Save My Bacon loan before. Why have I been declined now?
How much can I apply for once I have repaid my loan?
Can you delete my account so I can apply with a new email address or mobile number?
I do not have access to my old email address so cannot recover a password. What do I do now?
Why haven’t I received payment of my money?

How Do I Repay My Loan?

How do I repay my loan?
What if I have trouble repaying my loan?
I’d like to know how much I owe and when it’s due for repayment. How do I check these details?
What time is the repayment taken?
What will happen if I miss a payment?
What will happen if I don’t pay?

What Are The Repayment Rules?

Can I repay my loan early?
What if I cannot pay on the scheduled repayment date?
Am I able to delay my first repayment?

Managing My Loan

What if I change my mind?
Do you require security?
What is a Wage Deduction Authority (WDA) and when will it be used?
Do I have to wait until I've paid back my current loan before I get another one?
How quickly can I reapply for a loan?
How do I get a bank clearance letter?
I have repaid my loan but it is still showing that I have an outstanding balance. Why is this?
I want to change the amount I have applied for. Can I do this?
Can I add additional funds to my loan?
How do I update my bank details?
Read our Code of Practice
Registered Financial Services *
Provider FSP41567